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Guide to Optimizing Risks with AI under the new Algorithmic Law

Published on January 15, 2026 | 3 min read

Diagrama de un sistema de IA con engranajes y un escudo protector, simbolizando la optimización de riesgos bajo la nueva Ley Algorítmica.

The increasing adoption of artificial intelligence brings with it a new regulatory paradigm. The newly implemented Algorithmic Law is not just a new regulation, but a call to action for companies to guarantee transparency, fairness, and responsibility in their automated systems. For leaders in finance, construction, and hospitality, understanding and adapting to this law is not an option, but a strategic necessity to mitigate risks and consolidate customer trust.

What is the Algorithmic Law and How Does it Affect Your Sector?

The Algorithmic Law, inspired by European regulations such as the AI Act, establishes the obligation to report on the key parameters behind the algorithms that impact critical decision-making. Its objective is to combat discrimination and biases, requiring companies to be able to explain how and why their AI systems arrive at a certain conclusion. In the financial sector, this directly affects credit scoring and fraud detection models. In construction, it impacts resource allocation systems and predictive analysis of occupational safety, while in the hospitality industry, it focuses on dynamic pricing and offer personalization algorithms.

Key Strategies for Risk Optimization with AI

To navigate this new scenario, the first strategy is the adoption of Explainable AI (XAI). XAI techniques allow demystifying algorithmic "black boxes", generating comprehensible reports that justify automated decisions to auditors and clients. This is crucial to demonstrate regulatory compliance and strengthen transparency.

Secondly, it is essential to implement a robust data governance framework and conduct periodic bias audits. This involves analyzing training data to identify and correct potential biases (gender, geographic, etc.) and ensuring that models operate fairly. A well-audited algorithm not only complies with the law but also improves the accuracy of its results and minimizes the reputational risk associated with unfair decisions.

From Obligation to Strategic Opportunity

Complying with the Algorithmic Law should not be seen as an obstacle, but as an opportunity to build more ethical, robust, and reliable AI systems. Companies that lead this transition will not only avoid sanctions, but will also differentiate themselves in the market by offering their clients and partners greater security and transparency. Proactive algorithmic risk management is, ultimately, an investment in the sustainability and competitiveness of your business. At Codice AI we help you turn this regulatory challenge into a strategic advantage.

Key Points of the Article

  • La Ley Algorítmica exige transparencia y equidad en los sistemas de IA que toman decisiones críticas, especialmente en finanzas, construcción y hotelería.
  • La IA Explicable (XAI) es una herramienta esencial para entender y justificar las decisiones de los algoritmos, facilitando el cumplimiento normativo.
  • Es crucial realizar auditorías de sesgo para detectar y mitigar la discriminación en los modelos de inteligencia artificial.
  • Una sólida gobernanza de datos garantiza que los sistemas se entrenen con información de calidad y representativa, reduciendo riesgos.
  • Adaptarse proactivamente a la nueva regulación fortalece la confianza del cliente y representa una ventaja competitiva sostenible.

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About the Author: Sergio Eternod

Specialist at the intersection of corporate finance and data science. I help companies transform complex data into clear, profitable strategic decisions through Artificial Intelligence.

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